Three doors for a used vehicle

Finance an auction win: the pre-check runs before the close so your bid is real money, and the drawdown goes against the sale letter, straight to the institution selling the lot.

Refinance what you already own: the register's valuation anchors the file, built from the year, the kilometres and that model's own record, which is a far better starting point for a lender than a number somebody guessed.

A fleet line: one sanction against many lots, for fleets that buy at auction every month. The yard desk's purchase history is the statement, so the file writes itself from what you have already bought.