The one rule: the lender decides, we carry the file

Truckaurbus never holds money and never makes a credit decision. What we do is build a file a lender can actually read: the vehicle from the register, the auction record where there is one, and the numbers you give us.

No buyer ever pays us a fee for finance. Until a lender agreement is signed, the desk carries each file to lenders by hand, and the finance page says so plainly rather than implying a panel that does not exist yet.

Every figure we print about a loan is arithmetic with its assumptions shown. The rate you are actually offered depends on your own book, and that conversation belongs to you and the lender.